Very Cheap Automobile Insurance: Proven Advice

1. A car with a high safety rating will get you lower auto insurance rates than another with a poor rating all other things being equal. Safety ratings should be given more consideration when shopping for a new vehicle. You'll qualify for a Safe Car discount if your car has such mechanisms.

2. Becoming a part of a car pool will help you get a cheaper rate. This is because carpooling reduces mileage (which is an essential factor that determines your rate). Anything that reduces your mileage clearly lowers your auto insurance premium.

3. The most vital route to massive savings in auto insurance is comparison shopping -- Given that you do it well. You can get quotes that will have a range in excess of $1,000. You could conveniently save that much by just going with the lowest quote. This should apply if you're simply after the lowest price.

Howbeit, if you're after the best value to price ratio then you would have to look at the details of the cheapest quotes. Different insurance companies may have different exclusions for similar policies. It's important that you ask the agent what's part of the deal and what's not.