Cheapest Vehicle Insurance: Recommendations For Particular Age Groups

1. We all know that hardly any other age group pays as much for auto insurance as the under-25 age group. But for people who find themselves within this age range, getting good grades at school will go a long way to help you get more affordable rates. They call it the good student discount.

To enjoy this, however, you must maintain a minimum of a "B" grade. This will slash off as much as five percent from your rate once you meet eligibility requirements. Experience has shown insurers that what makes a student maintain excellent grades is a level of responsibility which is also carried behind wheels. Young drivers who maintain excellent grades are generally considered more responsible and less prone to reckless driving.

2. Taking a drivers' refresher course can help drivers above 55 reduce their rates. Completing this type of course will make you eligible for discounts as high as ten percent. You can get more information on this from your agent.

3. Retirees are given a special discount by a good number of insurance providers. The obvious logic for this discount is that retired persons normally drive less. Driving less will result in lower mileage which certainly makes you a lower risk.

This savings option is definitely not one any retiree should overlook. You can learn more about details from your agent. If for some reasons they do NOT have a retiree discount, don't fail to tell your insurance agent about your change in mileage. Unless the drop in your mileage isn't considerable, you should look for another insurer if you are NOT given a decent discount.

4. Make out some time to visit a minimum of five insurance quotes sites that provide quotes on auto insurance policies. This should require around 25 minutes.

As you visit each site, ensure you give the same details. Doing otherwise will return misleading results. After you've received your auto insurance quotes, compare them to determine which serves your interest best in price/value.