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Sunday, September 6, 2009

Dirt Cheap Auto Insurance -- Recommendations For Special Age Brackets


1. For drivers who are less than 25 years, car insurance rates can be quite high. But for people who fall in this age bracket, maintaining good grades at school will go a long way to help you enjoy more affordable rates.

This discount is for students who get A's or a minimum of B's. This will shave off as much as five percent from your rate if you qualify. This is so because insurance providers claim there is a connection between good grades and a young driver's composure while driving. It's difficult to meet reckless under-25 drivers who maintain excellent grades.

2. Completing a drivers' refresher course can help those above fifty-five years bring down their rates. You can lower your monthly premium by as much as 10% if you complete this course. You can get details on this from your insurance agent.

3. Are you a retired person? Then you're eligible for a retiree discount with most insurance companies. Retired persons don't have to drive to a place of work every day. This will effectively cut down anybody's mileage.

Don't forget that you qualify for this if you are a retiree. Get your insurer's position on this from your agent. And, if your he/she tells you they don't offer this very discount, do your best to point out the remarkable change in your mileage. This should reflect in better rates for you.

4. You will save much if you really have between 25-30 minutes. Visit, get and compare auto insurance quotes from selected insurance quotes sites. The lowest quote should be what you pick easily.

Nevertheless, you have to look beyond simply the cheapest price to the best price/value. The cheapest may not offer the best price/value for you as an individual.


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