Dirt Cheap Vehicle Insurance -- Four Sure Recommendations

1. Folks who have more than one vehicle will make huge savings if they insure them all with the same insurer. You are only advised to do otherwise if the total of your premiums across different insurers is lower than what you'll be given with a multi-vehicle discount if you buy from one insurer. You can ensure you are making the right choice by doing extensive comparison shopping. But if you don't intend to shop around, you can be sure that you'll still save handsomely with a multi-vehicle discount.

2. A multi-policy discount is one proven way to cut down your overall insurance cost. That's, for instance, if you get your auto insurance policy from the same provider which caters for your home insurance.

Howbeit, you must be careful because that an insurance carrier offered you great rates for a policy does NOT suggest they will for another policy. Getting quotes and comparing offers out there with what you'll save are highly recommended steps. When you're done, you won't be taking a blind leap as you make your choice because know definitely which saves you more.

3. There's A type of discount called the "good driver discount." It is for policyholders who have not made a claim for 3 years and above. But don't be alarmed if your agent tells you your car insurance company does not offer this discount.

If your insurance carrier is one of those who don't give this discount tell them without mincing words that you will switch to another insurer. As you well know, every insurance company likes having policyholders who remain claims free for these number of years and you shouldn't have any difficulty finding lower rates with a host of other insurers.

But oftentimes a serious threat of leaving from you is enough to force them to make an exemption.

4. You can get savings of hundreds of dollars on your auto insurance policy by getting insurance quotes from insurance quotes sites. The best method is to visit at least five sites and ensuring that you provide the same (correct) information about yourself.

I advise that you use a minimum of five quotes sites since it will make it less likely that you'll miss out offers not carried by the other sites. This offers you a broader basis for doing better comparisons thus increasing your chances of better quotes.