Cheapest Auto Insurance -- Four Guaranteed Ways

1. A multi-vehicle discount is a sure-fire and simple way to enjoy lower car insurance rates. However, there are a number of cases where you'll save more by insuring each car with different insurers. Doing some shopping and then comparing with what you'll get from a multi-vehicle discount is a good way to be sure if this is in your best interest. But however you look at it, a multi-vehicle discount is a great way to get lower rates.

2. You will also get a reasonable discount if you maintain multiple policies with the same insurer. That is, for instance, if you buy your auto insurance policy from the very provider that caters for your homeowners' insurance.

Nevertheless, I must stress that you might not save as much as you could by switching. Do comparison shopping with quotes sites and,thereafter, discuss with your agent. That way, you will be able to determine if this would save you more.

3. Remaining without making claims will qualify you for a good driver discount. Some insurance companies may not give this without some persuasion.

If your agent tells you that they don't give this discount let him or her know that you will switch to another insurance carrier. As a matter of fact, you should leave them because you'll certainly get a better offer somewhere else if you've kept a clean slate for this number of years.

However, more often than not a serious threat of leaving from you will be enough to make them make an exemption.

4. You will save much money in auto insurance if you obtain and compare auto insurance quotes from quotes sites. You'll realize savings if you use only one of such sites. However, you'll get more by using at least five.

The simple reason for this is that you will get a greater number of auto insurance quotes from a wider range of insurance companies. This raises your chances of receiving better offers.